NO minimum balance and NO monthly maintenance service charge

FREE Debit Card

FREE Online Banking and FREE Bill Pay

FREE Mobile Banking with Mobile Deposit 

FREE eStatements with online check images

FREE thank you gift 

Buy back of your unused checks and debit cards from another financial institution

*Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.

Simply Free Checking*, a free account for everyone.

The checking you need is Simply Free.

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Complete Financial Services Today, Tomorrow, and Beyond...

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Open your account online or visit your neighborhood branch.

We have multiple locations throughout Iowa working together seamlessly to deliver complete financial services for you! 

NMLS #480330

Lincoln Savings Bank locations in Iowa
(800) 588-7551

If you're looking for a basic checking account with no monthly service charge and no minimum balance requirement, this is it. Simply Free Checking from Lincoln Savings Bank will save you money and add convenience. 

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Not sure which account is perfect for you?

BUSINESS CHECKING

We offer business checking accounts for any business.

(800) 588-7551

Advantages of Simply Free Checking*:

Lincoln Savings Bank
Lincoln Savings Bank